(CNN) – Want that new T.V. now, but at a Black Friday price? Your credit card can help.
Some cards offer price protection. If you pay full price for something, but see it on sale within a couple of months, the card reimburses you the difference.
Citi has a price rewind program. Go online to register what you bought. Then, for the next two months, the company tracks the item. If the price goes down, request a refund, but make sure you keep your receipt.
The refunds are limited to $500 per item and $2,500 per year.
Chase has the same max payout.
To get money back, submit a claim with your original receipt, credit card statement, and an ad showing the item’s lower price.
Discover and MasterCard also have similar programs that will give you money back, even on Black Friday deals. There can be some restrictions, though, like if a deal is promoted as limited quantity or doorbuster.
With all these cards, make sure you read the fine print and do your research before submitting a claim.