EASTHAMPTON, Mass. (WWLP) – That chunk of ice on your roof may look harmless, but once the sun hits it, it can become a messy and pricey problem.
Pam Judd, an agent at Finck and Parris Insurance Agency in Easthampton said this year; claims have nearly doubled compared to previous years. “You have the water coming into your ceiling, and then you try to get the insurance involved. Luckily, it’s covered by the policy most of the time. Water damage is usually covered from ice dams melting,” she said.
Thousands of homeowners, like Brittany Koff of Amherst, have already dealt with that exact problem. “My roommate’s room had a huge leak; I guess the insulation wasn’t good enough. When the snow started to melt it was just pouring in, and he had to put buckets on the ground to catch it,” she said.
The biggest problem many homeowners are dealing with didn’t begin until it started to warm up outside, that’s when the snow on top of roofs started melting, causing extensive damage to ceilings and walls.
Standard home insurance usually covers damage from burst pipes or ice dams, but preventable problems, like taking care of leaks before they spread, usually aren’t covered.
Easthampton resident Nick Duprey told 22News, he’s preparing for hefty out-of-pocket costs. “Most of the damage is probably going to be under $5000 in a lot of these houses, so insurance and stuff could be hard to take, because we have a large deductible. It’s going to be hard, it might be all out-of-pocket,” he said.
Property insurance agencies have their work cut out for them this year, which is why they’re asking residents to be patient when filing a claim.