Auto insurance premiums go up in Mass.

CHICOPEE, Mass. (WWLP) – You’re reading your auto insurance bill correctly. You’re paying more now than just a few years ago.

For most people, driving is essential to get to and from work, but it’s getting more expensive to keep your car on the road here in Massachusetts.

“My auto insurance has been going up quite a bit and I think that’s pretty reflective of costs in general that they’ve been going up,” said Ware’s Mitch Kupperman.

The state used to regulate insurance premiums but stopped in 2008 which caused rates to immediately drop. A Boston Globe report found that between 2007 and 2009 the states auto insurance premiums were an average of $861, but by 2012 the average went up to $974, just a few dollars shy of what they were when the state regulated them.

Despite the increase in costs, state officials defend the deregulation saying it gives the consumer more choices. The Insurance Center of New England President Bill Trudeau told 22News there are a number of factors contributing to the increase. People started driving newer, more sophisticated, cars after the recession.

“The other thing that drives it is medical costs, medical inflation is, as medical inflation continues  to go up that drives auto rates as well. so there’s a lot of factors,” Trudeau said.

As costs go up, experts say drivers aren’t complaining because, after all, if they don’t like the price, they can always shop around for a better deal.

Another way to keep costs down, is to be a careful driver. A driver with no accidents and no traffic citations will pay the lowest rate.

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